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FINA EXAM REVIEW 2025 QUESTIONS AND ANSWERS The benefit that encourages the disabled policy owner to try to return to work is: ....ANSWER ...-The recurrent disability provision encourages a person with a disability to try and go back to work. It specifies a certain number of days that a recurrence of the disability is considered a continuation, not a new disability. Therefore it does not have a new elimination period. The correct answer is: Recurrent disability How does the IRS treat disability income benefits when the employer pays the policy premiums? - ....ANSWER ...-Disability income benefits from an employer-paid group policy are fully taxable. The correct answer is: They are fully taxable. How many days does an insured have to file a notice of claim? - ....ANSWER ...-A notice of claim must be given to the insurer within 20 days. The correct answer is: 20 days Which of the following policies would pay for a company's rent, utilities, and other operating expenses if the owner becomes disabled? - ....ANSWER ...-A Business …FOR DTUDY PURPOSES ONLY…©️2025 ALL RIGHTS RESERVED… 1