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Florida Insurance Exam 2025 Questions and Answers The clause identifying which losses resulting from an accident or sickness are insured by the policy is called the: - --CORRECT ANSWER--Insuring clause K applies for a life insurance policy on herself and submits the initial premium with the application. She is given a receipt by the agent stating that coverage begins immediately if the application is approved. What kind of receipt was used? - -CORRECT ANSWER--Conditional A life insurance arrangement which circumvents insurable interest statutes is called: - --CORRECT ANSWER--Investor-Originated Life Insurance Which of the following health policy provisions states that the producer does NOT have the authority to change the policy or waive any of its provisions? - -CORRECT ANSWER--Entire Contract Within how many days after policy delivery can a Medicare Supplement policy be returned for a 100% premium refund? - --CORRECT ANSWER--30 Which of the following is NOT an unfair claim settlement practice? - --CORRECT ANSWER--Needing written documentation of claim details ....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1