HEALTH INSURANCE OHIO EXAM QUESTIONS AND ANSWERS 2025
HEALTH INSURANCE OHIO EXAM QUESTIONS AND ANSWERS 2025
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2025/2026 Tests
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HEALTH INSURANCE OHIO EXAM QUESTIONS AND ANSWERS 2025
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Uploaded on: | September 9, 2025 |
Last updated: | September 10, 2025 |
Number of pages: | 51 |
Written in: | 2025/2026 |
Type: | Exam (elaborations) |
Contains: | Questions & Answers |
Tags: | HEALTH INSURANCE OHIO EXAM QUESTIONS AND ANSWERS 2025 |
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1 | Page HEALTH INSURANCE OHIO EXAM QUESTIONS AND ANSWERS 2025 Two major perils under a health insurance policy: - correct answer- Policies may cover both accident and sickness or accident only. Accidental bodily injury: - correct answer- An unforeseen and unintended injury that resulted from an accident rather than a sickness. Sickness: - correct answer- Normally defined as an illness, which first manifests itself while the policy is in force. This is where a majority of health insurance claims result from. Loss of income from disability: - correct answer- Loss of income caused by accident or sickness causing an insured the inability to work and earn in come. Limited Vs Comprehensive: - correct answer- Limited health insurance policies only cover specific accidents or diseases. Comprehensive plan would cover all sickness or accidents that are not specifically excluded.