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HEALTHCARE SYSTEMS CHAPTER 6 FINANCING & REIMBURSEMENT METHODS EXAM 2025 QUESTIONS AND ANSWERS financing - ....ANSWER ...-any mechanism that gives people the ability to pay for health care services -necessary to access healthcare 2 functions of financing - ....ANSWER ...--purchase of health insurance -payment for the services delivered to insured pts. primary financiers of health care in the US - ....ANSWER ...-Private employers and the govt (also uncompensated or charity care) ****2014 annual premium for an employer health plan for (a) family and (b) single coverage***** - ....ANSWER ...-Family - $16834 Single - $6025 moral hazard - ....ANSWER ...-consumer behavior that leads to a higher utilization of health care services when the services are covered by insurance ____% of Gdp = healthcare costs - ....ANSWER provider-induced demand - ....ANSWER ...-17.9% in 2010 ...-providers' ability to create demand (by offering additional and more expensive services when insurance is paying some of it) …FOR STUDENTS ONLY…©️2025 ALL RIGHTS RESERVED… 1