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LIFE & HEALTH INSURANCE EXAM COLORADO | COMPREHENSIVE Q&A FOR GUARANTEED SUCCESS
LIFE & HEALTH INSURANCE EXAM COLORADO | COMPREHENSIVE Q&A FOR GUARANTEED SUCCESS
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2025/2026 Tests
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2025/2026 Tests
LIFE & HEALTH INSURANCE EXAM COLORADO | COMPREHENSIVE Q&A FOR GUARANTEED SUCCESS
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| Uploaded on: | September 9, 2025 |
| Last updated: | September 9, 2025 |
| Number of pages: | 33 |
| Written in: | 2025/2026 |
| Type: | Exam (elaborations) |
| Contains: | Questions & Answers |
| Tags: | LIFE & HEALTH INSURANCE EXAM COLORADO | COMPREHENSIVE Q&A FOR GUARANTEED SUCCESS |
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1|Page LIFE & HEALTH INSURANCE EXAM COLORADO | COMPREHENSIVE Q&A FOR GUARANTEED SUCCESS Guaranteed Insurability Rider(GIR) - correct-answer--Type of Insurance Rider -Enables insured to increase coverage later regardless of health -Option dates usually occur at 2 or 3 year intervals, if skipped the date is lost -At each increase, rates are based upon current age Payor Benefit Rider - correct-answer--Type of Insurance Rider -Added to policy on child -Waives premium if payor dies or becomes disabled -Expires when child reaches age 18-----TEST Accidental Death Benefit Rider - correct-answer--Type of Insurance Rider -Death must occur within 90 days of accident or it is assumed to be form of natural causes -Doesn't cover death due to sickness only accidents
