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Montana life and health final exam 2025 Questions and Answers Which of the following is true about most blue cross blue shield organizations? ....ANSWER ...-They are non profit organizations Which of the following is not included in hospitalization expense coverage ....ANSWER ...-Surgical fees A policy of adhesion may only be modified by who? - ....ANSWER ...-The insurance company Which of the following is not included in an annuity contract? - ....ANSWER ...- AD&D rider An insurer must provide an insured with claim forms within __ days after receiving notice of a loss. - ....ANSWER ...-15 Credit life insurance must be sold as? - ....ANSWER ...-Term life Cash value loans may charge a maximum interest of? - ....ANSWER ...-8% The premium charges for limited lines credit insurance is excessive if the insurer does not pay out at least ? Of premiums earned - ....ANSWER ...-50% A certificate of ? Is required to become a third party administrator ....ANSWER ...-Registration …FOR STUDENTS ONLY…©️2025 ALL RIGHTS RESERVED… 1