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WV Adjuster License - Part I: General Insurance Laws and Regulations Exam 2025 Questions and Answers Adjuster - --Answer --Any individual who, for compensation, fee or commission, investigates and settles claims arising under property, casualty or surety insurance contracts, on behalf of either the insurer or insured. The term "adjuster" includes public adjusters, company adjusters and crop adjusters unless specified otherwise. Company adjuster - --Answer --Means an adjuster representing the interests of the insurer, including an independent contractor and a salaried employee of the insurer. Crop adjuster - --Answer --Means a person who adjusts crop insurance claims under the federal crop insurance program administered by the United States Department of Agriculture. Emergency adjuster - --Answer --Means a person who is authorized by the Commissioner to perform adjusting activities in West Virginia. ....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1