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Claims Adjuster test 2025 Questions and Answers Insurance adjuster - --Answer --Any person who, as an independent contractor, or as an employee of an independent contractor, adjustment bureau, association, insurance company or corporation, local recording agent, managing general agent, or self-insured, investigates or adjusts losses on behalf of either an insurer or a self insured, or any person who supervises the handling of claims. Staff Adjusters - --Answer --On the payroll of an insurance company and are paid a salary or by hour Independent Adjuster - --Answer --handles claims for one or more insurance companies. They may: receive a fee based on time and expense, they may be on the payroll as a permanent employee of an independent adjusting firm, they may be paid a percentage of the loss or per diem. Public adjuster - --Answer --work on behalf of the insured in negotiating a claim settlement. Under current law in Texas, is legal and requiers another license. ....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1