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GA Claims Adjuster Licensing Exam 2025 Questions and Answers What coverage does Community Eligibility apply to? - --Answer --Flood insurance through FEMA What's the difference between Emergency Program and Regular Program in the National Flood Insurance Program? - --Answer --Emergency applies to homes in communities that are a normally not a flood hazard. Regular programs are awarded to an entire community that is eligible due to flood hazard. What is the flood coverage on a regular program in a 1-4 Family Dwelling? - -Answer --$250,000 On what policy can you add the Flood Program endorsement? - --Answer -- None! It has its own policy through the Federal Government. Difference in Conditions (DIC) Insurance - --Answer --A separate insurance policy that provides open-perils coverage to fill in the gaps left by flood coverage if a home is worth over $250K. Coverage is produced through Excess/Surplus Lines. ....COPYRIGHT ©️ 2025 ALL RIGHTS RESERVED...TRUSTED & VERIFIED 1